Last Updated: 09/05/2025

1. Introduction
   Welcome to the Cookie Policy of Cudlipp & Partners LTD (“Cudlipp & Partners,” “we,” “us,” or “our”). We recognise the importance of being transparent about the cookies we use on our website, the purpose of those cookies, and how you can manage your cookie preferences. By accessing or using our website (www.cudlippandpartners.com) or any of our affiliated online platforms, you consent to the placement of cookies in accordance with this Cookie Policy and any other relevant legal documentation, including our Privacy Policy.

Cudlipp & Partners LTD is a property and asset-backed investment company, and we aim to provide a seamless and secure online experience for all visitors. This Cookie Policy explains how we use cookies and related technologies, describes the types of cookies we employ, and details how you can manage or block these cookies should you wish to do so.

We are registered at:
6 Elaine Court, Haverstock Hill, London, England, NW3 4RT

If you have any questions regarding this Cookie Policy or our privacy practices generally, you may contact us at info@cudlippandpartners.com or call us on 020 4572 4067 for more information.

2. What Are Cookies?
   Cookies are small text files placed on your computer, smartphone, or other internet-connected devices when you visit websites. These files store small pieces of information that are used to remember your preferences, improve your user experience, and sometimes track your browsing habits across multiple sites. Cookies can be temporary (“session cookies”) or remain on your device for a longer period (“persistent cookies”).

• Session Cookies: These are created temporarily and exist only while you browse a particular website. Once you close your browser, session cookies are deleted. They are primarily used for website functionality, such as remembering what items you have in your shopping cart.
• Persistent Cookies: These remain stored on your device after you close your browser. Persistent cookies have varying expiration dates set by the website owner, and they enable the website to “remember” you when you return.

Cookies can serve numerous functionalities, from enabling core features (like logging in securely) to recognising your preferences (such as language settings) and gathering statistical data. Understanding cookies is essential for anyone who values control over their online user experience and data privacy.

3. The Purpose of Cookies on Our Website
   Cudlipp & Partners uses cookies for several core reasons, including but not limited to:

• Ensuring our website functions properly: Cookies help with essential processes, allowing you to navigate the website smoothly and access secure areas such as those reserved for registered users or investors.
• Analysing website performance: By collecting information about how visitors interact with our website, cookies help us improve usability and enhance our offerings.
• Storing your preferences: Cookies can remember your preferred language, region, or currency. This allows us to customise the site to suit your needs without you having to re-enter these details each time you visit.
• Providing targeted advertisements: Some of our pages may display adverts relevant to our property and asset-backed investment opportunities or partner services. Cookies help ensure that the ads you see are relevant to your interests, making your browsing experience more personalised.
• Tracking user trends: By observing user behaviour, we gain insights into how people interact with our services, thereby assisting us in developing relevant and valuable content and investment guidance.

4. Types of Cookies We Use
   Below is an overview of the specific cookies that Cudlipp & Partners utilises. While we aim to keep this list updated, it is possible that the cookies used may vary over time or that new cookies may be introduced as we improve the services on our website.

4.1. Essential Cookies
Essential cookies are necessary for the website to operate correctly. Without these cookies, certain services you’ve requested—like logging in to a secure investor portal—cannot be provided. They facilitate tasks such as page navigation, form submissions, and session management. Disabling these cookies may severely impact the functionality of our site.

Examples include:
• Session Management Cookies: These keep you logged in as you move between pages and re-authenticate you if your session times out.
• Security Cookies: These ensure the security of our platform by helping to detect malicious activities or possible misuse of user accounts.

4.2. Analytical or Performance Cookies
We use performance cookies to help us understand how visitors use our website. Typically, these cookies collect aggregated, anonymous data, such as how many people visit certain sections of our site, how often they visit, and how they navigate through different pages. We often rely on third-party analytics services—most commonly Google Analytics—to track these metrics.

The information gathered might include:
• IP address (where anonymised if possible);
• Browser type and version;
• Time zone and approximate geographic location;
• Pages visited and time spent on each page;
• Referral source (i.e., how you landed on our website—whether through a search engine, social media, or another site).

These performance cookies play a vital role in helping us optimise the website layout, debug site errors, and ensure that our content meets user needs.

4.3. Functional Cookies
Functional cookies provide a more personalised browsing experience. For instance, these cookies can remember your login details or store preferences such as whether you have accepted our cookie banner notifications. While not strictly essential, functional cookies significantly enhance usability and convenience. Blocking these cookies may alter the user experience, but the core functionality of the site should remain intact.

Examples include:
• Preference Recording: Storing your language or region selection so you do not need to re-enter these details each time you visit.
• Personalised Content: Remembering your previous settings on forms, enabling suggestions based on your most recent usage.

4.4. Marketing Cookies
Marketing cookies track visitors across various websites to display adverts and other promotional content that is relevant to individual user interests. These cookies help us evaluate the effectiveness of specific campaigns and measure user interactions with advertisements. Advertising partners (or stakeholders such as Google Ads) may set these marketing cookies on our site with our permission. This category includes cookies that enable retargeting practices, whereby adverts for products or services you have viewed on our site may appear on other websites.

You can disable marketing or advertising cookies through your browser settings or by visiting the relevant opt-out pages; however, you may still see adverts. They will simply be less targeted to your interests.

5. Third-Party Cookies
   We may engage third-party service providers to operate certain functionalities on our website and, in doing so, make use of their cookies. Some of these providers include, but are not limited to:

• Google Analytics: Used to analyse web traffic and user interactions. Google uses the data collected to track and monitor the use of our service and may share this data with other Google services. You can opt out of Google Analytics by installing the Google Analytics opt-out browser add-on. For more details, consult Google’s own policies regarding data usage.
• Social Media Plugins: Buttons and widgets for platforms like LinkedIn, Facebook, or Twitter may store cookies that track user interactions. Typically, this functionality is aimed at simplifying content sharing across social channels.
• Email Marketing Tools (e.g., MailChimp): If you sign up for any of our newsletters, these platforms may place cookies on your device to track engagement, such as whether an email is opened or a link is clicked.

Cudlipp & Partners exercises due diligence in selecting third-party providers as we aim to ensure that any personal data processed through these cookies is handled consistently with our own commitment to user privacy. However, we do not control third-party cookies and recommend that you review the third party’s privacy and cookie policies for more insight into their data-handling practices.

6. How We Obtain Your Consent
   We adhere to applicable legislation, which may require us to obtain your active and informed consent before placing certain non-essential cookies on your device. When you arrive at our site for the first time (or after clearing your browser data), you may see a cookie banner or pop-up requesting that you accept or manage cookie preferences. By clicking “Accept,” you are consenting to the use of cookies as described in this policy. You may also customise your preferences by selecting which categories of cookies you agree to store on your device.

Note that essential cookies and certain functional cookies may be set automatically, since without them the website cannot function properly. Sadly, there is no current industry standard for partial acceptance of essential cookies while rejecting performance or marketing cookies, but we strive to give you as much control as possible.

7. Managing and Blocking Cookies
   You have the right to modify or withdraw your consent to cookies at any time. You can typically do this by adjusting the settings in your web browser. Each browser (Chrome, Firefox, Safari, Internet Explorer, Microsoft Edge, etc.) offers different methods for managing cookie settings. Options generally include:

• Viewing or deleting previously set cookies;
• Blocking third-party cookies;
• Blocking cookies from specific websites;
• Blocking all cookies;
• Having the browser alert you when a website attempts to set a cookie;
• Deleting all cookies when you close the browser.

It is vital to note that blocking or deleting cookies may impair certain features of our site. For instance, if you block session cookies, you may not be able to log in or access secure content. Additionally, clearing your browser’s cookies may reset your preferences for our site, meaning you might have to select them again upon your next visit.

8. Consequences of Disabling Cookies
   While the decision whether or not to accept cookies is entirely up to you, please bear in mind that disabling or removing cookies may affect your user experience in the following ways:

• Limited Personalisation: Without functional or preference cookies, you will need to re-enter information or reselect preferences each time you return to our site.
• Inability to Log In or Use Secure Areas: If you disable session cookies, you will likely be unable to remain logged in or use username/password-protected areas of our website.
• Reduced Insight into Website Performance: Without performance cookies, our ability to understand user behaviours and enhance the site accordingly is diminished.
• Less Relevant Advertisements: If marketing cookies are disabled, the ads you see (if any) may be less relevant to your interests.

9. Do Not Track (DNT) Signals
   Certain browsers offer a “Do Not Track” (DNT) feature which sends a signal to websites, indicating a user does not want to be tracked. We currently do not respond to DNT signals in a uniform manner, because no industry standard has been established for how to interpret them. If a consensus is reached, we will reassess our approach and update this Cookie Policy accordingly.

10. Changes to This Cookie Policy
    We may update this Cookie Policy from time to time to reflect changes in our cookies and tracking methods or to comply with evolving legal and regulatory requirements. Any modifications will become effective immediately upon posting the revised Cookie Policy on our website. We encourage you to review this Cookie Policy periodically to stay informed. Your continued use of our website and services after any updates indicates your acceptance of the then-current policy.

11. Relationship with Our Privacy Policy
    This Cookie Policy forms part of our broader approach to data protection as mandated by UK and, where applicable, other international data protection regulations. For more details about how we handle the personal data collected via forms on our website or otherwise, please consult our Privacy Policy. Our Privacy Policy outlines how we handle data subject rights, data sharing, data retention, and our internal governance processes around safeguarding privacy.

12. Children’s Online Privacy
    Our services and website are not specifically directed towards individuals under the age of 18, and we generally do not knowingly collect cookies or other personal data from children. If you are a parent or guardian and discover that your child under 18 has visited our website and set cookies, you may request that we remove any associated personal details, as allowed by law. Simply contact info@cudlippandpartners.com for assistance.

13. Security and Confidentiality
    While cookies typically only store anonymous or pseudonymised data, we take reasonable measures to ensure that any connected personal data remains secure. Our website employs security protocols such as HTTPS (Secure Socket Layer/Transport Layer Security) to encrypt data in transit. Additionally, we vet our third-party cookie providers to ensure they have suitable technical and organisational measures in place to safeguard user data.

14. International Data Transfers
    Some of our third-party service providers—particularly those involved in analytics or advertising—may process data in countries outside the UK or the European Economic Area (EEA). In such cases, we either ensure that the transferring entity is based in a country which the UK or EU deems to have adequate data protection, or we implement standard contractual clauses and other legally recognised transfer mechanisms to ensure your data is protected to the same level as required under UK or EU data protection laws.

15. Third-Party Embedded Content
    Our website may embed content or features from third-party websites (e.g., videos, widgets, or images). Such embedded content may also place cookies on your device. For instance, playing an embedded video from a third-party platform may place analytics or marketing cookies associated with that platform. This Cookie Policy does not cover those third-party cookies, and we recommend you refer to the respective third party’s data policies for more information.

16. Cookie Recycling and Lifespan
    Each cookie set on your device has a lifespan. Some cookies expire after you end your session or close your browser, while others are persistent and remain until they reach their designated expiry date (often ranging from a few days to several years). Should you re-visit our site after having previously cleared your cookies, entirely new cookies with fresh expiration dates may be placed.

17. How to Contact Us
    If you have any questions, concerns, or feedback about our Cookie Policy or the cookies used on our website, please reach out to us using the following contact details:

Cudlipp & Partners LTD
6 Elaine Court, Haverstock Hill, London, England, NW3 4RT
Email: info@cudlippandpartners.com
Phone: 020 4572 4067

We will be happy to address your inquiries or provide more detailed explanations about how and why certain cookies operate on our site.

18. Your Rights Under Data Protection Laws
    Depending on your jurisdiction, you may have certain rights surrounding the personal data associated with cookies. For example, under the UK General Data Protection Regulation (UK GDPR) and other relevant data protection legislation, you may have the right to:

• Access: Request the personal data collected through cookies (if any).
• Rectification: Correct any inaccuracies in your data.
• Erasure: Request deletion of data under specific legal grounds, including the withdrawal of your consent for us to use them.
• Restriction: Ask us to stop processing or limit how we use your data.
• Objection: Object to specific types of processing, including direct marketing or profiling based on cookies.
• Portability: In some scenarios, request a copy of the data in a structured, machine-readable format so you can reuse it elsewhere.

To exercise these rights, please see our Privacy Policy, which provides additional information on the procedures, timeframes, and possible exemptions. You can also email us at info@cudlippandpartners.com if you wish to make a data subject request related to cookies or any other form of personal data we process.

19. Links to Other Sites
    Our website may contain links to external sites or resources. While we strive to link only to reputable third-party sites, please be aware that these external sites operate under their own privacy and cookie policies. We bear no responsibility for the content, accuracy, or privacy practices of external websites or services. We encourage you to read their relevant policies before consenting to cookies or divulging personal data on those platforms.

20. Cookie Policy Scope and Revisions
    This Cookie Policy covers your interactions with our main website and subdomains. It may not apply to:

• Mobile applications developed by us that have separate cookie management systems.
• Offline data collection methods, where cookies are not relevant.
• Situations where we have explicitly provided a different or additional cookie notice tailored for specific services or promotions.

We may revise or replace this Cookie Policy from time to time. Updates will become effective upon publication on our website. Where significant changes to our use of cookies occur, we will take reasonable steps to notify you either through a prominent announcement on our site or by emailing you if we have your contact details. Such changes will be reflected in the date noted at the top of this policy, ensuring you can accurately track our most recent modifications.

21. Summary and Key Takeaways
    • Cookies are small text files placed on your device to enhance your browsing experience, track user behaviour, and support essential website functions.
    • We use essential, analytical, functional, and marketing cookies to provide an optimised user experience.
    • Third-party cookies, such as those from Google Analytics, are deployed to offer analytics services, social media interactions, or advertising.
    • You have granular control over the cookies stored on your device via browser settings and our consent banner.
    • Blocking or removing cookies may negatively affect some features or functionality, so please proceed with caution if adjusting your cookie settings.
    • We encourage you to regularly review this policy to stay informed about how our use of cookies evolves.

22. Compliance with UK and International Cookie Regulations
    Cudlipp & Partners LTD endeavours to comply with all relevant UK and international regulations regarding the use of cookies and online tracking. Specifically:

• The UK Privacy and Electronic Communications Regulations (PECR) set rules for marketing by electronic means, including the use of cookies. We strive to abide by the requirement to obtain informed consent for non-essential cookies.
• The EU ePrivacy Directive also outlines obligations for how website operators obtain consents and provide transparency about cookies. If you reside in the European Economic Area and visit our site, we will endeavour to align our practices with these European standards.
• Where data protection regulations (like the UK GDPR or EU GDPR) are relevant, we integrate cookie practices into our overarching data protection compliance strategy, ensuring that any personal data processed via cookies is covered by appropriate legal bases.

23. Maintaining Your Trust
    As a business specialising in property and asset-backed investments, trust and credibility are at the heart of Cudlipp & Partners. We understand that your personal data—and by extension the data stored in cookies—must be handled responsibly and securely. By implementing this Cookie Policy, we aim to demonstrate our commitment to high standards of privacy, clarity in data handling, and legal compliance. If at any point you have concerns or uncertainties, we encourage you to reach out using the contact details provided in Section 17.

24. Conclusion
    Thank you for taking the time to review our Cookie Policy. Cookies might seem like a minor aspect of your online experience, but they play a critical role in how websites function, gather feedback, and tailor their services to user preferences. At Cudlipp & Partners LTD, we use cookies to improve navigation and provide you with a personalised, secure, and efficient experience as you explore our site, read about our investment offerings, and potentially engage with our property and asset-backed investment opportunities.

If you have further questions or require any need for clarification about how we utilise cookies or handle your data, please do not hesitate to contact us at:

Cudlipp & Partners LTD
6 Elaine Court, Haverstock Hill, London, England, NW3 4RT
Email: info@cudlippandpartners.com
Phone: 020 4572 4067

We remain committed to protecting your privacy and ensuring our use of cookies complies with all relevant legislation. We appreciate your trust in choosing Cudlipp & Partners LTD, and we look forward to serving you with integrity, transparency, and professionalism.